This section classifies assets and liabilities. It specifically separates and Current Liabilities to help the bank calculate your Working Capital Gap. 4. Comparative Statement of Current Assets & Liabilities
- Use charts to show key metrics like Sales Growth, Inventory Turnover, and Net Working Capital.
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Based on the analysis of comparable sales data, the estimated value of the subject property is: $[Insert Estimated Value] cma data report in excel format
– Presents the business plan, including current and projected sales (domestic vs. export), expenses, and profits (PBIT, PBT, PAT) for 3–5 years.
Most CAs now provide the CMA data report in Excel format as standard. However, ensure you ask for the “working Excel file,” not just a printed PDF. A good CA will build a dynamic model that you can reuse every year.
Gross sales, net sales, cost of goods sold (COGS), selling expenses, administrative costs, interest expenses, and depreciation. This section classifies assets and liabilities
Always begin by inputting the last two years of audited balance sheet data. These figures must match your filed tax returns exactly.
MPBF Calculation . This automates the Maximum Permissible Bank Finance threshold based on regulatory guidelines. Common Pitfalls to Avoid
Use standard formulas to compute Operating Profit (EBITDA), Profit Before Tax (PBT), and Profit After Tax (PAT). 2. Analysis of Balance Sheet Comparative Statement of Current Assets & Liabilities -
| Cost Element | Budgeted Cost | Actual Cost | Variance | Percentage Variance | | --- | --- | --- | --- | --- | | Direct Materials | $10,000 | $12,000 | $2,000 | 20% | | Direct Labor | $20,000 | $22,000 | $2,000 | 10% | | Overhead Costs | $5,000 | $6,000 | $1,000 | 20% | | Selling and Administrative Expenses | $15,000 | $18,000 | $3,000 | 20% |
When a business approaches a bank for a loan—specifically for working capital like Cash Credit (CC) limits or Term Loans—the most critical document requested is the . While many accounting softwares generate these, having a CMA data report in Excel format is the gold standard for financial analysts and bankers due to its flexibility and transparency. What is a CMA Data Report?
: It details how much cash your business needs for daily operations.
Working Capital Gap minus 25% of Total Current Liabilities (excluding bank finance).
He didn't just see a report; he saw a business saved. He hit Save , the file extension .xlsx gleaming like a trophy, and finally turned off the lights.